Don’t know where to turn
Get Independent Banking Expertise on Your Side
When your home is at risk, you are not just dealing with a legal issue – you are dealing with complex banking, regulatory, and consumer protection matters.
Ben Hoey FCCA, AMCT is an experienced banking professional and Fellow of both the Association of Chartered Certified Accountants and the Association of Corporate Treasurers UK, with extensive banking experience mainly as a Chief Financial Officer. He now works with homeowners to assess whether their mortgage may involve unfair terms under European Consumer Law.
What You Get
Ben reviews your case and provides a clear, case-specific action plan that can be used by:
- You as a lay litigant, or
- Your solicitor
The focus is on:
- Potential Unfair Contract Terms
- Transparency and disclosure at the time of sale of your mortgage
- How your mortgage fits within the EU Unfair Terms Directive (93/13/EEC)
- The relevance of European Court of Justice rulings on your consumer mortgage
- Practical steps you can take next
This is not generic information – it is structured around your mortgage and your situation.
Gold Membership – Support When Pressure Is High
Gold Membership provides:
- A detailed mortgage and unfair-terms review
- A personalised action strategy
- Ongoing guidance as your case progresses
- Technical banking insight into lender behaviour and offers
- Support in framing issues using EU consumer law principles
Most importantly, you gain clarity, structure, and peace of mind when dealing with a professional Vulture Fund who is extremely well resourced legally.
Gold membership is currently available at €99 per month (including VAT).
You do not have to face the system alone, please email info@misselling.ie for more details or call 01 9144297 to arrange a call.