If your mortgage has been sold to a vulture fund, you may be entitled to bring a compensation claim for unfair mortgage terms.
Misselling.ie provides a platform that helps homeowners file structured complaints for mortgage mis-selling and unfair terms under Irish and European consumer protection law. We work with regulated professionals to assist consumers in bringing formal complaints to the Financial Services and Pensions Ombudsman, asking the Ombudsman to investigate whether a lender or loan owner relied on mortgage terms that may be unfair.
File Your Claim — Free of Charge
There is no cost to submit a compensation claim through the Misselling.ie platform.
Our system allows consumers to:
• Register their mortgage details
• Structure a formal Unfair Terms complaint
• Have the complaint professionally reviewed
• Submit the complaint to the lender or debt servicer
• Escalate the complaint to the Financial Services and Pensions Ombudsman
If compensation is awarded, a success fee applies. If no compensation is awarded, there is no charge for the complaint process.
This approach allows consumers to pursue their rights without financial risk.
Facing Repossession or Considering Legal Action?
If you are defending repossession proceedings or considering taking legal action against a vulture fund, additional tools are available.
These include:
• structured court documentation
• Expert Banking Opinions on Unfair Terms
• affidavit templates for court proceedings
• guidance on raising unfair-terms issues in legal cases
To learn more about these services, please visit the sections of our website titled:
“Our Platform” and “Benefits of Gold Membership.”
Start Your Claim
If you believe your mortgage may involve unfair terms, the first step is simple:
Register your mortgage details on this platform and begin your compensation claim today.
Misselling.ie does not provide legal or financial advice, and we do not advise consumers on whether to continue making mortgage payments. Repayment decisions are always personal financial decisions.
Our role is to ensure consumers can assert their rights under European consumer-protection law, have potential unfair mortgage terms properly investigated, and access the Ombudsman process without financial barriers.
Our focus is simple:
Give consumers access to the complaints process, ensure unfair mortgage terms are examined, and support borrowers where additional pressure — including court proceedings — may arise.
Please Note: If the platform accepts your Registration, you will receive a Welcome Email with next steps. If you do not receive this email within 24 hours of registering, please check your Spam or Junk folders.