Struggling with your Mortgage or in the Court process?
If you purchased a mortgage loan for your home prior to 2009, you may have been mis-sold this product.
In its simplest form, financial mis-selling means recklessly misrepresenting a financial services product or service in order to successfully complete a sale. Financial products are usually “mis-sold” in order to cause an individual to complete a purchase that does not properly suit their needs.
What is a Mis-sold Mortgage?
Some examples of mortgage mis-selling:
- Your mortgage ends afteryour retirement age.
- You were sold an interest-only mortgage without proper consideration being given to the repayment of the capital.
- You were not asked to prove your income.
There are rules that bankers dealing with consumers need to follow; these are known as Consumer Protection Codes and Codes of Practice, issued by the Central Bank of Ireland.
Where can I seek Redress?
On the 21st October 2024 we launch our new campaign “Join the Claim”. Please watch out for our social media ads. You can check out your eligibility and register your claim at Join the Claim website. In the interim, email us at info@misselling.ie with any questions.
What about my Court Proceedings?
Please see attached tab for persons struggling to pay their mortgage with the vulture fund or who are currently in the legal process where the vulture is threatening to repossess you home.