Are you in the Court process and at risk of losing your home?
If your mortgage loan was drawn down prior to 2009, it may have been mis-sold, especially if it has been sold to a Vulture Fund.
If you think your mortgage has been mis-sold, please complete the questionnaire on our website on the menu tab “Apply”. We will review your mortgage to ensure that the product was “Suitable for your needs” when you originally financed or refinanced your home.
Are you struggling with increased mortgage payments? Your loan is with a Vulture Fund and you feel you have no options?
If you are struggling with the interest rate increases being applied by the new owner of your loan, please complete the questionnaire on our website on the menu tab “Apply”. We will then review your mortgage to ensure that there are no “Unfair Terms” per European Consumer Law.
If you complete the application on this website under “Apply” we will review your loan for “Unfair Terms” and “Suitability”. This will allow us to establish if you have a valid claim to compensation.
Once we have established that you have a valid complaint, we can process your complaint with your bank and the Financial Services and Pensions Ombudsman for €99. You will pay no more fees unless we win compensation for you. The Ombudsman can award cash compensation up to €500,000. Please see Terms of Business.
Are you facing Court Action and worried for your home?
If you are in Court and threatened with the loss of your home, we can provide a “Conduct and Unfair Terms” Opinion. Our Opinions are issued by a qualified accountant specialised in financial services.
You can use this written Opinion to request the Court Registrar or Judge for a Stay on any action until your case with the Financial Services and Pensions Ombudsman has been resolved.
A Stay is a request for legal proceedings to pause, and in this case, until the Financial Services and Pensions Ombudsman has adjudicated on your case.
You can also use this Opinion to improve your position if negotiating with a Vulture Fund.
Our fee to prepare the “Conduct and Unfair Terms” Opinion for presentation to the Court or the Vulture Fund is €500 (plus VAT).
Please see Terms of Business at the end of each page on the site.
If you’d like an Opinion to halt a Court action against you or to take proceedings directly against a Vulture Fund or a bank, please email us at benhoey@quartech.ie